For consumers · Pay anywhere OPK is accepted

Pay with your crypto wallet. Or with the OPK card.

Walk into a café in Sydney. Pay with AUDD/AUDM from MetaMask, Base App, or any crypto wallet — by scanning a QR. Or order the OPK card and tap-to-pay anywhere a regular card works. No new app to learn. No extra KYC. Just your existing wallet.

OPK
6690 8200 0000 0002
EMV CONTACTLESSP-256
Two ways to pay

Use what you already have. Or get the card.

▸ Available today

Pay from your existing crypto wallet

Open camera. Scan the QR at the merchant. Your default crypto wallet app pops up. Confirm TX. Done in 3 seconds.

  • AUDD, AUDM — pick your stable
  • Works with any EIP-681 compatible wallet
  • No app install. No account. No KYC.
  • Merchant gets settled in fiat — you stay in crypto
⏱ Q4 2026 · early access

The OPK card — physical & digital

A single card backed by your self-custodied stablecoins. Tap it at any OPK-accepting terminal. Spend stablecoins like cash, get OPK rewards, keep custody — without ever touching Visa or Mastercard rails.

  • Tap-to-pay at any merchant terminals — pending acquirer
  • Self-custody — your keys, your stables
  • No interchange, no scheme fees, no FX markup
  • OPK rewards, not only reward points, own the network as well

OPK is its own card scheme — not Visa, not Mastercard. Acceptance grows merchant-by-merchant and/or acquirer-by-acquirer. Apple Pay / Google Pay are not on the near roadmap.

Watch · 3 ways to pay

Same checkout you already know. Nothing new to learn.

Tap a card, tap a phone, or scan a QR — the exact muscle memory you use every day. The terminal looks identical, the gesture is identical. The only thing that changes is what's underneath.

01 · Tap card0:09
01 · Physical card

Tap the OPK card.

Same EMV chip as a Visa card, on the same terminal. The acquirer routes the OPK IIN. Settles in stablecoin under the hood — merchant gets AUD.

02 · Tap phone0:09
02 · Phone wallet

Tap with the OPK app.

OPK card provisioned in your phone wallet. Hold near the terminal — passkey confirms, settles to the merchant’s ClearingVault on Base.

03 · Scan QR0:28
03 · From any wallet

Scan the QR. Sign. Done.

Scan the terminal QR. Open MetaMask, Coinbase, any ERC-681 wallet. One signature. No app install, no extra KYC.

● Q3 2026 · Limited early access

The OPK card.
First 5,000 cardholders.

The OPK card launches publicly in Q4 2026. Until then, we're issuing 5,000 cards in waves to the waitlist — Sydney first, then AU-wide, then Singapore. No fee to join. We email when your wave is up.

2,847 · on the list
Wave 1 · Nov 2026
Free · no card fee
NowQR pay live — pay any OPK merchant from your existing crypto wallet
Q3 2026OPK wallet app opens to waitlist · in-app card management & passkey provisioning
Q4 2026First 5,000 physical OPK cards ship · public availability
2027+Singapore, UK, US merchant rollout — and the OPK rewards token goes live

OPK is its own scheme. Apple Pay / Google Pay tokenization is not on the near roadmap.

Why bother

Pay like cash. Earn like crypto.

Pays like cash

Settled, final, in two seconds. No three-day “pending”. No reversal months later. The merchant has your money. You have your receipt. That's it.

No extra KYC

Your wallet is your identity. Pay from MetaMask, Phantom, Coinbase Wallet — no new account, no ID upload, no verification email. Privacy is the default.

Programmable rewards

Every payment fires an on-chain hook. Issuers, merchants and integrators each plug in their own rewards logic — stamp cards, NFT drops, milestone rebates — minted to your wallet, the moment you tap. No annual fee.

Self-custody

Your stables stay in your wallet. We don't hold them. Lose your card, freeze it, mint a new one. The keys never leave your phone.

AUD-native, not USD-translated

AUDD and AUDM are AFSL-regulated AUD stablecoins issued in Australia. Pay an AUD merchant in AUD. No FX. No conversion fee. No bank in the middle marking up your dollar.

Two-second settlement

The receipt prints before you've put your phone away. Base L2 sweeps your payment to the merchant's ClearingVault in ~2 seconds. No three-day pending. No reversals.

For the curious

Same card chip. Better cryptography. No middlemen.

OpenPasskey is its own card scheme. Same EMV chip and secure element as Visa — but the message terminates on Base L2 instead of a card network. The acquirer routes our IIN, the merchant gets AUD, you keep custody of the stablecoin.

Own IIN · 99B card numbersBase L2 settlementEMV chip · same as VisaERC-681 · payment URIsSessionReceiverClearingVault · audited v1.4.1IVaultHook · per-tx callbackAUDD · AUDM · AFSL-regulated

The stack, plain English

CardOwn IIN from ISO — 99B card numbers. Same EMV applet, same secure element as a Visa card. The acquirer adds our AID to its routing table — one day of integration.
Wallet payERC-681 — open standard. Any compatible wallet scans the QR or NFC tag, signs the tx. No app install, no KYC.
ReceiveSessionReceiver — a deterministic on-chain address per merchant session. Your payment lands here.
ClearClearingVault — clears the tx, splits the fee, fires hooks, sweeps payout. Audited, v1.4.1.
Off-rampAUDD & AUDM — AFSL-regulated AUD stablecoin issuers. They are the off-ramp. Merchant gets AUD in their bank.
SettleBase L2 — Coinbase's EVM L2. ~$0.0006 per sweep. Final in ~2 seconds.

Skip the queue. Get a card.

Public launch is Q4 2026. Waitlist is open today.